Hillsborough, FL Real Estate & Homes for Sale

Are you planning to buy a home in Florida’s Hillsborough County? Look no further. Our thorough guide will teach you everything you need to know about the housing market and available houses in Hillsborough County.

Popular Hillsborough County Cities and Neighborhoods

Tampa
Plant City
Temple Terrace

Brandon
Riverview
Valrico

Lutz
Sun City Center
Apollo Beach

Hillsborough County, in brief

Hillsborough County, Florida, is a dynamic and multifaceted region that caters to a wide array of interests and lifestyles. As one of Florida’s most populous counties, Hillsborough is known for its blend of urban energy, suburban comfort, and rural charm.

Downtown Tampa, the county’s urban core, offers a vibrant city life. This bustling area is home to a lively arts and entertainment scene, with numerous high-quality restaurants, theaters, and art galleries. The city is also known for its waterfront parks, historical architecture, and diverse cultural events.

For those who prefer a more tranquil setting, Hillsborough County’s suburban and rural areas provide a serene escape. Places like Plant City and Valrico offer a small-town feel with tree-lined streets and community-oriented living. These areas are ideal for families and individuals seeking a quieter lifestyle while still having access to urban amenities.

Additionally, Hillsborough County is blessed with beautiful natural landscapes. From the scenic Hillsborough River State Park to the picturesque beaches along Tampa Bay, the county offers numerous opportunities for outdoor recreation and nature exploration.

Whether you’re seeking the excitement of city life, the peace of suburban living, or the beauty of Florida’s natural landscapes, Hillsborough County has something to offer for everyone.

Popular Hillsborough County Neighborhoods

There are a number of well-known neighborhoods in Hillsborough County, each with its own special advantages and charm. Here are four of Hillsborough County’s most sought-after neighborhoods.

Temple Terrace

Temple Terrace is a small city within Hillsborough County, located northeast of Tampa. It’s distinguished by its beautiful rolling landscape, the Hillsborough River, and its historic golf course community. Known for its strong sense of community and rich history, Temple Terrace features a mix of architectural styles from charming mid-century homes to more contemporary residences. The area is also home to the University of South Florida, attracting students and faculty alike. Housing prices in Temple Terrace are generally affordable, ranging from $150,000 to around $800,000.

Westchase

New Tampa is a newer, rapidly growing suburb located in the northeastern part of Hillsborough County. Known for its master-planned communities, excellent schools, and modern amenities, New Tampa attracts many families and professionals. The area offers a mix of affordable and luxury housing, with prices ranging from $250,000 to $2 million.

Brandon

Brandon is a suburban community located east of Tampa. It’s known for its shopping centers, diverse dining options, and family-friendly neighborhoods. Brandon provides a more suburban feel with a variety of housing options including single-family homes, townhomes, and apartments, with prices typically ranging from $200,000 to $1 million.

Valrico

Valrico, a serene suburb east of Tampa, offers residents a peaceful lifestyle with the convenience of nearby city amenities. This area is characterized by its lush green spaces, well-maintained neighborhoods, and a strong sense of community. Valrico is popular among families, retirees, and professionals seeking a suburban retreat with easy access to urban centers.

How to Buy a House in Hillsborough County, Florida

Follow these key steps to acquire your dream home in Hillsborough County:

Establish a Budget: Understanding your financial capacity is crucial before you begin your home search. Use an online mortgage calculator to estimate your monthly mortgage payments, factoring in your down payment, loan amount, and interest rate. Also, include other expenses like closing costs, insurance, and property taxes in your budget.
Selecting a Real Estate Agent: Collaborate with a knowledgeable and experienced real estate agent in Hillsborough County. They can assist you in finding homes that meet your needs and budget, negotiate the best possible price, and navigate through the intricate paperwork and legal aspects of the home buying process.
House Hunting: Once your budget is set and you have chosen a real estate agent, start looking at homes. Your agent can help you create a list of potential properties. When visiting these homes, take detailed notes and photos, and don’t hesitate to ask questions about the property and its surroundings.
Making an Offer: When you find a house that you love, it’s time to make an offer. Your agent will help you put together a competitive offer that reflects the seller’s asking price and the current market conditions. Be prepared for negotiations and ensure your contract includes a clause for a home inspection.
Home Inspection: After your offer is accepted, schedule a home inspection. This is a vital step as it can reveal hidden issues with the house that might affect its safety or value. Use the detailed report from your inspector to negotiate for repairs or a reduction in the selling price.
Closing: After the home inspection and any agreed-upon repairs are completed, you’ll move to the closing phase. At closing, you’ll need to bring a cashier’s check for your down payment and closing costs. Your real estate agent and lender will guide you through the final paperwork. Once everything is signed and the transaction is complete, you’ll receive the keys to your new home!

Conclusion

Hillsborough County, Florida, with its vibrant housing market and wide range of residential options, is a fantastic place to call home. Whether you’re in the market for a luxurious estate or a quaint downtown apartment, Hillsborough County can accommodate your housing needs. By following these outlined steps, you can confidently find and purchase your ideal home in Hillsborough County.

For more information or assistance, don’t hesitate to contact us.